Ruth Russell


What Are The Elements Of A Wrongful Death Claim?

There are many elements of a wrongful death claim. First of all, you need accurate records of the decedent’s death. This includes accident reports, medical records, and autopsy reports. Compiling these records can be difficult, so if you are a family member, you should contact a lawyer. Your legal team will walk you through the process and investigate the level of culpability of the defendant. Visit this website to learn more.

A wrongful death claim must prove that a defendant breached a duty of care to the deceased. This duty could be a duty to drive safely, to design a property in a way that prevents accidents, and even to provide proper care for visitors. In some cases, a duty of care may be a simple duty to prevent accidents, and if you own property, you owe a duty of care to anyone who enters its property.

In addition to proof of duty and breach of duty, you also need to show a substantial loss. A wrongful death claim can be worth millions of dollars, so if a 48-year-old man died because of a drug, the manufacturer is liable for his death. And if a parent lost a child, then the parents would have been entitled to compensation for the loss of their child.

A wrongful death claim must also establish negligence. The defendant must have been negligent or intentional enough to cause the death, or else he would not have won the case. In a civil case, the burden of proof is more difficult, but it is possible to prove that someone was partially negligent, but still caused the death. The burden of proof is high, so an experienced wrongful death attorney will have a clear understanding of the elements of a wrongful death claim and can prove it with minimal evidence.

Besides being a victim of a wrongful death, the survivors of the deceased must be dependent on him to live. A personal representative of the decedent’s estate must be appointed to establish the estate of the deceased. This person must identify the survivors and any economic obligations the deceased had. If the personal representative is negligent, the plaintiff must prove that the wrongful death caused the victim’s death.

Once the court hears all the evidence and evaluates the merits of the case, the jury will award damages. The damages award is not final; the court can adjust it for various reasons, including the decedent’s poor earnings. The loss of earnings may be difficult for a family to recover. A juror may reduce the amount of damages awarded if the decedent’s income was less than he should have had.

Besides identifying and preparing evidence for a wrongful death claim, you will need to prove the following elements to win the case. First, you must establish that the defendant had a duty to the victim. Negligence is a failure to use ordinary care. This duty may extend beyond the scope of normal care. Furthermore, the plaintiff must show that the defendant’s care fell below the standard of care.


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How to Select Electrical Appliance Parts Online?

Selecting the right electronic appliance parts online can be a bit of a tricky business. There are numerous things to look for while doing so. You don’t usually get what you’re looking for or the quality of products delivered is as poor. This is why people often tend to make purchases at the store. But store purchasing is also time-consuming and sometimes does not assure good quality. So, one can try to take care of a few aspects while buying electronic components online. If done the right way, it can be quite economical. 

We shall, thus, take a look at a few tips for buying electronic appliance parts online.

  1. Check the manufacturers

When buying online, or even at the stores for that matter, always look for the manufacturing entity. Choosing a reputed manufacturer will help you in the long run. So, you may want to look for a manufacturer who has proper product documentation such as reference designs, an informative datasheet and reliable support. Finding out how effective their support system is will help you determine whether to invest in their products or not. 

  1. Electrical and mechanical parameters

While choosing electrical appliance parts online, you must consider their electric parameters like voltage, speed or resolution etc. For this purpose, you can make a list to avoid missing a significant parameter. Mechanical parameters on the other hand must also be given equal attention as the dimensions or size plays a vital role. If you’re looking for compact components, you need to consider the intricacies involved with the assembly of those products. 

  1. Environmental parameters

Environmental parameters are necessary to understand the level of pressures a product can bear. So, look for parameters like temperature, humidity, vibrations and so on in order to avoid performance issues and simplify the selection process.

For a reliable experience, you now purchase your dryer, fridge or dishwasher parts and several other electrical appliance parts from Electrofiable

  1. Costing

While the costs of your desired electric component may vary over the internet, one thing that you need to make sure is that you don’t compromise on the quality of the product. You need to understand that the quality of a specific component may be directed related to its performance and efficiency. 

When it comes to choosing electronic appliance parts online, we mostly purchase without considering the aforementioned aspects, which often leads to unexpected and unnecessary problems. 

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Things Not to Do When Hiring a Roofing Service 

When hiring a roofing service, you would be spoilt for a choice of roofers in your region. It would be imperative that you should look for the best available options near you rather than hiring the first roofer you come across. A comparison of various roofers in your region would help you find the most suitable option to meet your specific needs. 

When you contemplate hiring a suitable roofer to meet your needs and requirements, your chances of finding the one suitable for your specific needs would be relatively higher. It would help you know about the various other options available at your behest. Moreover, you would gather adequate knowledge about the various kinds of roofing systems available in your region. When you hire a roofing service, apart from the several things that you should do, consider not doing a few things. 

Find below a few aspects that would be vital not to do when hiring a roofer with experience working at Seattle Art Museum

Do not pay upfront for a roofing installation 

You might come across various sad stories of individuals who have been duped by rogue individuals posing as a local roofing contractor in your region. Usually, these fraudulent roofing agents would be roofers who would take your money and not complete rather initiate the roofing job. If you were replacing the roof as part of an insurance claim, do not pay the roofers upfront until the roof has been installed. In the event, your roof is being replaced as a cash estimate; consider paying a reasonable down payment to secure the contract. Rest assured that you should pay roofers until the roof has been installed satisfactorily. 

Do not hire a roofer based on the cost of roofing service 

Do not hire a roofing service based on their price. You might consider hiring a cheap roofing service to save some money. However, it would be a bad decision in the long run, as a cheap roofing service would not do quality work for you. It implies that you would get quality work done on your roof based on the amount you spent on hiring the roofing service for Chilhuly Garden and Glass Seattle


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Simple ways to grow your small business online

Numerous hidden professional opportunities exist on the internet, and the majority of individuals require little to no experience to enter them and launch their online business. As with any other business, individuals will require a working grasp of the internet and digital strategy to be successful with online sales. Nonetheless, everything else can be learned by experience.

Even if you’re not particularly adept at technology, you can succeed. How? Through e-commerce, affiliate marketing, and being a digital influencer, you may expand your business online. To be clear, none of these enterprises is simple. Entrepreneurship and business growth, whether digitally or in-person, take effort and attention.

Individuals who are unwilling to invest the time and effort necessary to grow their content and online business will not experience significant rewards. However, this is due to their lack of determination rather than the strength of digital marketing. However, if you want to succeed in the online world, here are a few ideas and tricks that may help you develop fresh tactics for digitally growing your small business. Alternatively, you can seek assistance from an agency that provides social media management services.

Prioritize content marketing.

Content marketing is a huge and fast-growing field. As an increasing number of entrepreneurs convert to an online company model, they require outstanding content marketing skills to ensure their enterprise thrives. When combined with effective digital marketing, high-quality content may assist organisations in establishing authority online and enhancing their digital footprint. The best part is that high-quality content costs little commitment yet yields enormous returns. Several methods for marketing your material include the following:

Building Your Blog

Contrary to popular belief, blogs are not going away. Businesses with blogs generate more leads per month than businesses without blogs. A blog is an excellent way to increase the number of followers for your internet business. Then, these followers can be leveraged to promote content. Additionally, blogs are relatively simple to begin. You can create and manage an online blog using social media platforms, or even a website or webpage.

Because blogs frequently provide content that is quite precise in terms of the type and category of content, they are certain to attract potential clients. These folks form an ideal market for entrepreneurs looking to expand their online businesses. Bear in mind that for your blog to be successful, it must be optimized for high Google rankings. Additionally, ensure that the topics you address the concerns of your target audience.

Establishing a Social Media Presence

As previously said, a blog can also be administered, or at the very least, promoted, via online social media networks. This has fantastic potential for content marketing, depending on the platform chosen. Maintaining a constant social media presence is critical for growing your internet presence. The more engaged your target audience is, the more loyal they will be, and the more followers you will gain.

The benefits of a strong social media presence are enormous. Every one of your followers has the potential to convert into a paying customer. By expanding your social media presence, you indirectly expand your online business.

Utilizing Email Marketing

Email marketing is not a novel concept. This form of digital marketing has been around for some time and has only risen in popularity over time. Email marketing is a legitimate argument for being a digital marketer’s preferred tool. It is one of the few business growth tactics that genuinely works. Email marketing sends emails to both prospective and existing customers that are hyper-targeted to their micro-niche.

Since these emails are frequently personalized to the reader’s specific needs, they have a greater possibility of converting them into repeat buyers. Email marketing is a fantastic method of marketing material since it allows you to personalize it to the customer’s demands, boosting your chances of acquiring new consumers.

Invest in video marketing.

Video marketing is one of the most effective methods for successfully growing your internet business. Customers respond significantly more quickly to video advertisements than they do to any other type of advertisement. Indeed, most buyers are more likely to respond after watching a brand video advertisement. Furthermore, video marketing is expected to help entrepreneurs grow faster than they would without it. Video marketing is a very successful and efficient form of digital marketing that is primarily conducted via platforms such as YouTube and webinars.


Webinars are an effective method of disseminating knowledge online. Through webinar software, you may stream lectures, workshops, or video presentations online. Entrepreneurs can use these interactive movies to publish all of their business-related content online for clients to view. Due to the in-depth nature of webinars, customers are typically quite satisfied by the end of the session and respond positively to the product or service being presented.


YouTube is one of the world’s largest and most established social media networks. Each day, around two billion viewers visit YouTube to watch videos of varying lengths. As is clear, the website is a highly popular platform with a large user base. By creating a channel and regularly posting on it, you may reach a much larger audience than you can through any other medium. Whether you’re interested in running an advertisement or dabbling in affiliate marketing, YouTube can assist you in growing your online business. As a result, digital marketing via YouTube channels should be a critical component of any entrepreneur’s digital strategy.

Expand Your Reach Using Paid Media

Paid media is an effective way to expand your business’s online presence. A minor investment will result in a significant increase in brand awareness. Paid media, such as Instagram and Facebook advertisements, helps you reach the proper audience and develop your business without you having to lift a finger. Naturally, the advertisements you run must be compelling and of high quality for people to consider investing in your firm.

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What is Fine Silver?

Buying silver is a popular and cheaper way for people to hedge against inflation. Silver comes in different forms and in different quality. There might be different kinds of silver but all of them share specific properties that set them apart from other precious metals. The quality of silver is often expressed in terms of fineness.  

What is silver’s fineness

The grading system for silver’s purity is known as Millesimal fineness. Investment grade silver is 99.9% or it is expressed as .999 fine. This is also referred to as three nines fineness. It is usually stamped with a hallmark to certify its quality. For example: Sterling silver that is usually used to make jewellery has a purity of 92.5% and will therefore carry a stamp of 925. Most coins that are circulated contain 80 to 90 percent pure silver. The only silver products that have what is considered the purest silver are silver bullion bars and coins. These have a fineness of .999. The only coin with the highest silver purity is the Royal Canadian Mint’s Maple Leaf Silver bullion coin which has a fineness of .9999. 

What Items are Made with Fine Silver?

Bullion products are made with fine silver. It is not used to make other items like jewellery because it is too soft. You can buy silver bullion products that weigh 1-oz, 5, 10 and even 100 ounces. Silver bullion coins are a more popular investment choice. They command a high premium because they are complex to mint and they are usually minted in limited numbers. Bullion bars can be minted everywhere and in any quantity. Bars do not have a numismatic value which is why their value appreciates. 

Most countries have mints that produce their own signature silver bullion coins. The Perth Mint produces Silver Kangaroo coins, the Royal Canadian Mint produces Silver Maple Leaf coins, the US Mint issues America Silver Eagle coins, the London Royal Mint has its own signature silver coins and so on and so forth.

There are other reputable Non-government mints that issue silver bullion products. Bars and rounds have a low premium. They have no face value and cannot be used as legal tender anywhere. They are high grade silver products and are often just used purely for investment purpose.  

How is Fine Silver Created?

Silver often occurs in different other metal ores mined from the earth. It is rarely found in nugget form. After being mined it is taking through various processes to remove impurities. Extraction processes such as electrolysis and other different forms. 

Once the silver has been refined to 99.9% purity, it can be used to make coins, bars, ingots and rounds. Silver coins are made by cutting out blank rounds and then stamped. The best way to buy bullion is to choose silver products that meet the good delivery criteria set by the London Bullion Market Association. The good delivery standard is used in a number of countries across the globe from Hong Long to Melbourne. It is also a standard that a lot of bullion dealers will offer. 

You should buy silver and hold onto it for as long as you can. Silver might be said to be “Gold’s poor cousin” but in the grand scheme of things, silver is superior to gold and other metals. This is because there is more of it available in the world but the industrial demand for silver is always going up. With a growing demand, you can be sure that when you buy silver today, you will be able to sell it for a good amount. 

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What Prevents People From Buying The Best Term Insurance Plan?


It’s truly worrying that a larger population in the country is still uninsured. In fact, the prevalence of being uninsured isn’t only something that grips rural India, but even the most educated and working urban population falls in that group. Let’s find out the reasons for that!

Why do individuals avoid purchasing term insurance plans in India?

There are three most important reasons why people don’t go for the best term insurance plan in India, and they are:

Considering it an additional expense

Usually, people don’t invest in a term insurance policy because they consider it to be expensive. As the cost of living continues to increase, life insurance might seem like an additional expenditure that isn’t necessary at the moment. But the truth is that you can avail of the best term insurance plan in the country at a highly affordable rate and protect the family against the uncertainties of life.

Lack of sufficient knowledge

Lack of knowledge is another common reason for people to avoid investing in insurance plans. Many people are under the impression that insurance is required only after a particular age. Thus, people keep delaying their insurance investment until they have kids or get married, even though they should invest right after getting their first salary.

Buying an insurance plan early on is helpful because it lets you get a longer policy duration and lower premiums. Moreover, the best term insurance plan lets you expand the coverage on getting married or becoming a parent.

Wrongful peer recommendation

Investments are personal decisions, and you shouldn’t base them completely on peer suggestions. What suits them might not be right for you. In case you’re starting to invest in your financial portfolio, your need to start by investing in term plans, irrespective of your friend’s opinion regarding ‘high-return’ options.

In fact, the best term insurance plan happens to be a risk-free investment to safeguard the financial future of your family in case something happens to you. When you have trouble selecting the right plan, you can always talk to an expert financial advisor. But it’s better not to rely on peer suggestions for the policy decisions.

Importance of the best term insurance plan

A term insurance policy is necessary for any person who must pay off liabilities or has dependents at home. As a term insurance policy is a basic type of life cover, it lets you enjoy good coverage at an affordable premium.

Every family has certain plans to fulfil – be it the higher education of the kid or the wedding of the child. You need to ensure that they can be achieved even in your absence. Thus, when the best term insurance plan gives you complete life coverage at a cost-effective price, it’s an amazing financial tool to safeguard your family and their future plans, with or without your presence.

The best term insurance plan is nothing short of a necessity in this uncertain life. So, go ahead and apply right away.

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Tips to Boost Employee Motivation

How can you increase employee motivation? By using the following tips. Incentives are important, but it is not the only factor. Incentives that are related to higher-order needs such as feeling appreciated or being acknowledged can also be helpful. Nominate team members for praise or give them small recognition awards. The motivation will go up!

Offer a variety of breaks throughout the day. Employees need a break, but it is important to listen to what they want. Some may want to take a walk outside, visit a cafe, or exercise. Others may need more autonomy. Encourage them to have the autonomy they desire to complete their tasks. The more they feel appreciated, the more likely they will work hard. It is important to consider all of these factors when implementing your employee motivation program.

Re-Training Helps to Refocus Employees

Re-train your employees’ brains to encourage productivity. January is notoriously depressing, so if you want your team to be productive, you need to help them feel better. A new year is a great time to reinvigorate your team, but remember that a lacklustre team isn’t going to help you achieve your business goals. Instead, use these tips to boost employee motivation during this time of year.

Allow employees to grow. Giving them more room for growth and responsibility is a huge motivation for many employees. Not only can this increase the amount of money they make, but it will also help them feel more respected and trusted. In addition, job satisfaction comes from feeling fulfilled. The satisfaction may be related to the work itself, or it could be from the customers you serve. For instance, you could give customers recognition for good work practices. You might even consider making company-wide initiatives to promote healthy habits.

Team building Milano is another way to refocus your employees. They have a great day out while also bonding with their fellow employees.

Communication is Key

Communicate regularly with your employees. You should conduct regular employee satisfaction surveys and ask them for their input and suggestions. It is crucial to create an environment of open communication so that employees can express their concerns and suggestions. If you are trying to boost employee motivation, consider using reward programs such as cash bonuses and paid time off to increase staff energy levels. Gratitude and appreciation are powerful motivators. Just as gratitude can help boost employee morale, acknowledging employees for their hard work can inspire employees to work harder.

Show Appreciation

Show your employees how much you appreciate their efforts. Small gestures like personalised notebooks can go a long way to increase employee morale. Even small rewards can make a huge difference. Employees love recognition and will respond with increased motivation, and small thank-you notes can go a long way. Just as important, employees also need a fair and progressive disciplinary system. Without addressing problems, unsolved conflicts hurt morale and positive motivation.

Communicate your goals and expectations frequently. Tell employees why you expect them to accomplish certain goals. For instance, in a manufacturing environment, a change in production schedule can affect morale. Instead of focusing on the numbers, try to communicate why you made the change. By doing this, you’ll be making your employees’ days. Once they feel that their job is important, they’ll be more willing to work harder for your business.

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One of the Best Platforms for Small Businesses to Manage their Accounts and Finance

One of the most important parts of any business is finance. Finance is one such section where it becomes very important to take care of the finance and finance-related work. Accounting works can become easier now with the help of the Zoho books accounting app. Whereas business finance is concerned, businessmen need a powerful platform for finance and account management in their business. So, one of the best solutions that they have in Zoho Books. It is an all-inclusive cloud financial platform that helps in managing business finances. One can manage various areas of finance and business work.

Managing Accounts Work – 

You can manage core accounting, bank reconciliation, stock tracking, handling projects, and automating workflow, including keeping your business GST compliant. These all the works and more can be done only with the help of Zoho Books. It is one of the best accounting software for business which is preferred by many people. With this software, you can get end-to-end accounting, from negotiating deals to raising the sales order and invoicing all works that can be done by Zoho Books. It handles mundane accounting works so that you can focus on more important works in your business. It is simple and easy to use.

Use Zoho Applications – 

It is also GST compliance, so you can create GST invoices, it helps you to know your tax liability and most important file your tax returns directly. With the help of Zoho Books, you can keep your business GST compliant. It is also an integrated platform. With the growth of your business, you can make an addition to Zoho’s 40+ applications and manage your business more flexibly and easily from anywhere. Make your payables easy for you and know where your money is going. From handling expenses to vendor bills, Zoho makes everything very easy. You can create and send purchase orders, keep track of the level of inventory, and much more.

Two Types of Accounting Software – 

With Zoho, you can take the goods and services that you offer and speedily add them to your transaction details. You can set recorders point and refill the stock when it gets low. Plus, you get a chance to create your inventory, organize it and put-up vital information like stock on hand details, cost, and SKU. With the help of Zoho Books, one can easily connect with HSN or SAC codes in your goods and services. And, at the time of creation record the GSTINs for contacts. So, the next time when you generate a transaction, the matching information is auto-populated. It also assists with e-way bills for consignment, on-time returns filing, and much more. You will get Zoho accounting software for small businesses and accounting software for mid-market businesses.


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Essential Steps To Start And Launch Your First Online Store

Making every transaction count is the most critical part of running a successful online business. Of course, you know too well that this endeavor is easier said than done. Starting your online store can be daunting. But if you know precisely the steps to take, the process would be less scary and less stressful for you. To help you out, use this guide and read more here as you plan and start your online business.

Be Sure Of Your Niche

This generally means what you’re going to sell and to whom. Many first-time business owners don’t give much thought to their niche. Your niche affects many aspects, such as your sales figures, the amount of effort required for customer support, and whether or not you’ll have repeat customers.

Own Storage vs. Drop shipping

Choosing whether to drop ship or stock your products is the next step in the process of launching an online business. Dropshipping has become extremely popular, but it also has its own set of challenges, just like any business model.

  • Dropshipping can seem like the top eCommerce store hack. With no inventory, there are no warehousing costs, no picking and packing operations, and no need for capital to purchase your items. You can even list more things on your eCommerce store with no risk.
  • Own Inventory. The advantages of owning your products are enormous. First, you ensure a seamless consumer experience. It also has higher profit margins. When buying products from a manufacturer, you usually adhere to a Minimum Order Quantity (MOQ). Buying in bulk gets you a discount. You can either keep your increased margin or pass the savings on to customers, increasing sales. In any scenario, it means more sales for your store.

Business Name and Domain Name

Your company’s name isn’t as significant as the niche you choose, but it’s still vital to get it right from the beginning. There are risks involved with setting up an internet store, so proceed with caution. Pick a name that’s both memorable and easy to say. Choose a name that is as unique as possible. It is also best to pick one with an available “.com” domain.

For those who are just getting started, or have been running a small business for some time, you need to have a full understanding of these crucial steps of setting up an online store. Remember that your goal is to have your online store and products up and running as soon as possible.

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Functionalities of a Cloud Accounting Software

The business industry is the most extensive and most varied sector. It comprises corporations, including sole proprietorships, partnerships, and real estate enterprises. The initiative also encompasses several departments related to finance, including mortgage lenders, real estate investment trusts, consumer finance companies, and insurance. Most organizations utilize labor and capital to create their products and services and invest in equipment and machinery. Moreover, a small business can benefit from large multinational corporations, which operate in various countries.

The business industry is responsible for stimulating the economy and regulating money flow. It is an integral part of the market because it creates opportunities for numerous other industries.

The business industry involves many types of activities. Many jobs in this sector are administrative and analytical. It ensures that investment remains high and does not care about decrease but only growth. Besides, the industry also deals with inventory investments and financial services. If interest rates increase, financial services companies earn more. Economic growth depends on the ability of businesses to attract capital. Therefore, the business world is a highly diverse field.

For a company, accounting is one of the essential documentations because it provides financial information significant to the management of the business. Without accurate and timely information, the administration cannot make factual determinations.

However, the information in these statements must be genuine and reasonable, for it allows the supervision to know the budgetary position before making any decisions. It also helps them understand the business’s overall performance, which will expand the corporation.

The process of accounting allows a business to manage its resources better. There are different types of accounting. In general, there are three basic categories: operational, financial, and legal. A company needs to determine which category fits its needs best and implement the system. A system will allow an organization to meet all these requirements.

Businesses experiencing rapid growth will find cloud accounting software a great option. This application enables entrepreneurs to access their company’s financial information from any technological device.

While growing corporations might benefit from the expertise and support of a dedicated team to help them, employees should still assess with basic knowledge about this small business bookkeeping software. This significance is not surprising, for comprehension is fundamental to success.

To learn more about the functionalities that cloud accounting offers, read the infographic below created and designed by the company known for providing such small business accounting software, KIPPIN:


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